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Operate — Insurance

Insurance — claims, underwriting and reporting, rebuilt.

Claims automation, underwriting workflow, regulatory reporting across life, P&C and reinsurance. Actuaries and operators on the same team.

Send a briefInsurance case studies
05
Carriers under transformation
61%
Median audit prep reduction
9 wk
Median cycle to first live system
3
Regulatory regime transitions completed
Thesis

Insurance carriers do not lack tooling — they lack rails. We rebuild the load-bearing systems so the actuarial work compounds instead of duplicating.

Systems we rebuild

Load-bearing infrastructure for the insurance operation.

  • 01
    Claims automationFirst notice to reserve. Real-time triage.
    P&C · Health
  • 02
    Underwriting workflowRule engine and portfolio-aware decisioning.
    Life · P&C
  • 03
    Regulatory reportingSolvency II, IFRS 17, PRIIPs. Single source.
    All carriers
  • 04
    Actuarial pipelinesReserving, capital, IBNR — production-grade.
    All carriers
  • 05
    Reinsurance operationsCession, retrocession, treaty management.
    Reinsurance
Why us for insurance

The reserving is only as fast as the pipeline behind it.

We rebuild the pipeline. The actuarial team keeps its judgement; the pipeline stops slowing them down.

Selected work · Insurance

Live in production, at real load.

All case studies →
Case study — Insurance61%Compliance workflow, rewired for the new supervisory regime.Nine weeks. Audit prep reduced 61% at the parent and two subsidiaries. Regulatory filings deploy from a single source of truth. Owned by their in-house compliance function.
9 weeks·ES · PT
Client · Operator
We had budgeted eighteen months for the Solvency II rewrite. Pillor delivered it in eleven weeks, live, with two of our own actuaries in the seat.
Chief ActuaryAn Iberian composite insurer
Regulatory landscape

Where the pressure is coming from.

  • Solvency II reviewCapital + reporting rewrite
  • IFRS 17Contract-level accounting posture
  • DORA (insurance scope)Operational resilience for regulated entities
  • IRRDInsurance Recovery and Resolution Directive
Operators — Insurance practice
Marta Vieira
Head of Compliance Advisory
Madrid

Compliance officer turned operator. Twelve supervisory transitions. Reads regulation before breakfast.

Sofia Almeida
Head of Insurance
Porto

Actuary by training, operator by choice. Ten years across P&C, life and reinsurance.

Jurisdictions live

Countries where we currently have a insurance engagement in flight.

PTESFRDEITNLBELUATIEDKSEFINOCHPLCZHUSKSIHRGR
Ventures we have built · Insurance
Insurance triageseries-a
Fideic

Claims triage across P&C carriers. Cuts first-response time to hours.

Lisbon, PT·Founded 2024
72% first-response reduction
Operate — Insurance

Tell us what you are rebuilding.

An operator reads every message. No chatbots, no forms that go nowhere.

operate@pillor.com